安省交通事故责任界定

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安省考驾照Q&A

Q:我有国内驾照，刚刚登陆，应该如何着手办理考驾照事宜？

A：如果你有中国大陆的驾照，驾龄不到一年的话，可以等满一年后再按以下步骤处理。

如果驾龄已超过一年，不论你的驾照是国内的A,B或C类驾照，不论您的驾龄多长，一律按如下步骤处理。

1. 首先翻译驾照。如果想直接考G牌的话，还需要同时翻译国内当地车管所的证明。

为方便新到的朋友没有车辆而又需要翻译国内驾照，我们驾校可以为你代办驾照翻译，如果你需要翻译国内驾照请给我个电话，我上门去取你的国内驾照，翻译完成后交给你，你就可以考G1笔试了，价格为40元是多伦多的统一价格。

或者你也可以直接到如下地点翻译国内驾照

如果你住在SCARBOROUGH或NORTH YORK的北部，也就是EGLINTON AV以北的地区，可以到大通驾校416-609-8800，驾校的地址是：4002 SHEPPARD AV EAST,东城商业中心楼内，大通在212房间。

2. 翻译好驾照，背好笔试题目，题目请参阅一下网址


http://forum.iask.ca/showthread.php?t=197383
http://forum.iask.ca/showth...=106251&page=3
http://forum.iask.ca/showthread.php?t=151827
http://www.evergreendrivingschool.ca/examQuestion.jsp
http://www.chinacanada.ca/down/test.pdf

笔试题目中，有很多关于G1的限制条件方面和G1与G2区别类型的题目，在现有的笔试准备题目中没有涉及，有几位考G1的朋友就因此没能通过，所以提醒大家在这方面多准备准备。
把以下内容好好理解记忆一下就基本没问题了。

G1,G2和G牌的分别
对于G1牌照：
16岁以上通过视力检测和笔试，经过一年的实习驾驶，才可以参加路试，考取更高级别的牌照。如果参加全科证书的学习，等候时间可以缩短到8个月。

1.在副驾驶的位置上，必须座有一名具有四年以上驾驶经验的G牌司机，这也是唯一可以坐在这一位置上的人员。这意味着G1牌照的司机不能单独驾驶。
2.除专职驾驶教练陪同，不能在主要高速公路以及400或400号以上的公路上行驶以及DonVally Parkway, Q.E.W 等
3.午夜12时至凌晨5时不能驾驶
4.驾驶时酒精血液酒精含量必须为0, 陪同教练或者G牌司机的血液酒精含量不得高于0.05%.
5.后座不能超过安全带数目的乘客。最好有New Driver 的显示牌。
6.经过8个月（参加全科证书的学习）或12个月经过路试合格后，才能获得G2的牌照。

对于G2牌照：

1.无须任何人陪同，可在任何时间和任何公路上驾驶。
2.开车时，血液的酒精浓度必须为0。
3.车上乘客数目不能超过安全带的数目，即车辆不能超载。
4.经过12个月的实习期后，可以G2路试，合格后，可以得到最终的驾驶执照G牌。
5.驾驶执照的有效期为5年，5年内如果不考G牌，必须重新参加G1路试，才能重新获得G2牌照。


注意要带好国内驾照（如果想直接考G牌的话还需要带上车管所证明）及翻译件，护照或枫叶卡去参加笔试。

考笔试的时候要告诉他们你要参加中文机考COMPUTER WRITTEN TEST IN CHINESE ,这是比较标准的普通话考试题目，如果你选择考纸卷的笔试，由于这是香港人编译的题目，对大陆来的朋友可能会感到有些看不懂容易答错题目。

笔试地点可以选择以下考点，乘车路线可以到这里查看
http://www3.ttc.ca/Trip_planner/inde...seplanner=true

如果住在downtown可以到
777 Bay St., Suite M212, Market Level, Toronto ON, M5G 2C8

如果你住在SCARBOROUGH或NORTH YORK的北部，可以到

Victoria Terrace Plaza
1448 Lawrence Ave E., Unit 15（路口的西北角）
North York, ON M4A 2V6
Telephone:（416) 757-2589

或

The Village of Abbey Lane Shopping Centre
91 Rylander Blvd., Unit #109A
Scarborough, Ontario, M1B 5M5

3.笔试通过后得到G1学习驾照,就可以着手练车考车了。一般国内驾驶经验较多的朋友只需要练习三到五个小时就具备参加路考的能力了，大概5到10天左右的时间就可以考到G2驾照。



Q：如果我没有中国大陆的驾照，又应该如何处理呢？

A：没有国内驾照的话，可以按以下步骤处理：

1. 背好笔试题目，考G1。

2. 考好G1一年后，可以参加G1 EXIT考试，通过后得到G2驾照。

3. 如果想早一点参加路考，可以在参加一个全科证书的学习后，提前4个月参加路考。即考好G1后8个月就可以路考。

Q:请问G1,G2和G牌的分别是什么？

A:G1,G2和G牌的分别
对于G1牌照：
16岁以上通过视力检测和笔试，经过一年的实习驾驶，才可以参加路试，考取更高级别的牌照。如果参加全科证书的学习，等候时间可以缩短到8个月。

1.在副驾驶的位置上，必须座有一名具有四年以上驾驶经验的G牌司机，这也是唯一可以坐在这一位置上的人员。这意味着G1牌照的司机不能单独驾驶。
2.除专职驾驶教练陪同，不能在主要高速公路以及400或400号以上的公路上行驶以及DonVally Parkway, Q.E.W 等
3.午夜12时至凌晨5时不能驾驶
4.驾驶时酒精血液酒精含量必须为0, 陪同教练或者G牌司机的血液酒精含量不得高于0.05%.
5.后座不能超过安全带数目的乘客。最好有New Driver 的显示牌。
6.经过8个月（参加全科证书的学习）或12个月经过路试合格后，才能获得G2的牌照。

对于G2牌照：

1.无须任何人陪同，可在任何时间和任何公路上驾驶。
2.开车时，血液的酒精浓度必须为0。
3.车上乘客数目不能超过安全带的数目，即车辆不能超载。
4.经过12个月的实习期后，可以G2路试，合格后，可以得到最终的驾驶执照G牌。
5.驾驶执照的有效期为5年，5年内如果不考G牌，必须重新参加G1路试，才能重新获得G2牌照。






Q:请问一下关于全科证书的问题，包括内容，用途，价格，如何参加等等

A:全科证书的英文全称为：MTO-APPROVED BEGINNER DRIVER EDUCATION COURSES。此课程包括２５小时驾驶理论课１０小时路面驾驶课。毕业生将获得由安省政府、安省安全驾驶协会和加拿大保险业协会共同承认的证书。所有课程必需在政府指定的驾驶学校学习。政府鼓励新驾驶员参加全科驾驶学习。

为什么要学习全科驾驶？
１、如果没有国内驾照的话，凡取得毕业证书的学员可在取得G1牌照８个月后参加路试，而没有全科证书的学员要等12个月才能申请路试。

２、同时，根据保险公司的不同在买车时可获得10%到30％的汽车保险优惠，但也有一些保险公司对年龄超过25岁的即使有全科证书也不予承认，只对25岁以下的年轻人保险有折扣。这一点要提请各位朋友注意。

３、专业教练在教车能够及时发现学员的问题，并在没有养成不良习惯时及时改正。

４、最重要的是通过全科学习可掌握安全驾驶技能，顺利通过路考，一生平安驾驶。全科课程理论课一般分八次讲完，一般需要四天，大多数驾校的理论课都安排在周末。内容包括：１．驾驶态度、交通法规、优先权的概念２．了解你的汽车３．驾驶力学、驾驶基本技术４．防卫驾驶（对危险性的判断、如何避免碰撞、紧急情况的处理）

５．市区、高速公路、郊外驾驶要点

６．夜间以及恶劣环境下驾驶

７．汽车保养，汽车保险、如何选购新旧车

８．如何顺利通过路考、酒精与驾驶，如何处理交通意外路面驾驶一般分五至六次完成，共10小时。内容包括：

1.驾驶前的准备工作
2.驾驶基本技术(直线、交通灯、路牌)观察
3.路口的驾驶技术
4.路边正确停车
5.转弯、倒车、掉头
6.变线、起车、泊车技术
7.恶劣环境下驾驶
8.对高速公路驾驶的了解
9.处理驾车中的一些紧急问题
10.综合考察各项驾驶能力

目前全科的价格一般在260到300元之间，但要提醒朋友们注意的是，有些报低很价比如说全科220元或230元的驾校或教练，他们提供的练车时间是10节课（每节课45分钟），而按安省交通厅的正规要求是10小时，所以学习全科不能盲目比价格，要看实际的练车时间和效果。也有部分教练在教全科学生时，不是很尽力，主要想让学生后面再多花钱练车，如果是这样的话，建议马上换教练，否则会多花费更多。

如果你已经找好教练的话，可以直接跟教练报名读全科。如果没找好教练的话，可以到驾校报名，但只能由驾校安排教练，所安排教练的水平高低只能是凭运气了。



Q:有国内的A本，可以考安省的卡车牌照吗？请教，在国内卡车牌Ｂ，与加的那种车牌级别一样。在加考卡车牌过程是怎样的？难吗？费用贵吗？


A：国内A,B,C牌与其他驾照一样，现在按以下规定处理从2006年5月11日起，安省交通部对持有大陆驾照者，有如下规定：一年以上驾龄，不需等候可直接考G2;两年以上可以直接考G（必须有国内当地车管所的证明）。但一定要先在安省做好中国驾照的公证翻译，在国内公证处做的公证翻译无效。要求大家先做好公证翻译后再去考笔试。如果先去考笔试而当时没有带有效的大陆驾照的公证翻译，过后再补加大陆的驾照的翻译公证就不予承认，至少要等候8个月才能考G2路试。。
国内各个类型的驾照也不论驾龄多长，均不能直接换发加拿大驾照，都要经过笔试和路考才可以拿到加拿大驾照。现在有国内的驾照，如果国内驾龄超过4年在直接考好G牌后，才可以申请考卡车牌照牌。关于费用问题，大概是这样，考G1需要125元,驾照翻译40元，练车加考试大约需要200到300元。如果考卡车牌照A牌的话，费用应该在4000到10000元之间。我认识的一位朋友考卡车牌照总共花费约8000元，据他讲还不是花费最多的。

有G牌后考其他级别的牌照比如F牌,D牌,B牌或准备开校车，也都需要4年以上G牌。



Q:准备买车，有国内驾照，可否直接考G牌，怎样办省钱、省时、对以后保险有利。

A:有两年以上国内驾照和国内当地车管所的证明（需要写明你的名字,出生年月日,国内驾龄,证明上要有车管所的公章并使用有车管所抬头的信纸），在加拿大当地翻译后可以在考完G1笔试后直接考G牌，但只有一次考G牌的机会，如果此次考G牌不能通过的话就要从考G2开始，G2通过后可以再考G牌。

如果是一年以上不到两年的驾龄可以直接考G2而不能直接考G牌，只需要在加拿大翻译国内的驾照即可而不需要车管所证明的翻译件。

一般情况是这样，不考G2直接考G牌的话，多数保险公司对直接考下G牌的司机，保险可能还会高一些（不是按部就班考下来的），对G2的保险相对要低一些。并且直接考G牌需要有国内车管所的证明，也需要翻译再花40元。

拿G1驾照直接考G牌只有一次机会，如果不能通过，还是要从G2考起，通过G2后才能再考G牌。

直接考G牌大约需要400到600元（翻译80元，政府考试费75，练车100到200，考车交教练100到200元），直接冲G的费用也是比较可观的。

而选择从G2考起的话，大约300元（翻译40，政府考试费40，练车100，考试100到150）。而考下G2后，自己有车去考试，一年后考G牌大约需要150元（政府考试费75，练车50到80）。毕竟考G2要比考G牌的难度要小很多。关键是新移民刚到，对环境和当地的交规和驾驶习惯还不大适应，而考G牌对这方面要求比较严一些，你找两张G2和G牌的考卷比较一下就清楚了。
Q: 国内车管所证明与直接考G牌的问题

1.国内驾龄两年以上，如果能拿到国内当地车管所的证明，到加拿大安省后，翻译国内驾照和车管所证明的话，可以直接考G牌，请见以下说明。

有两年以上国内驾照和国内当地车管所的证明（需要写明你的名字,出生年月日,国内驾龄,证明上要有车管所的公章并使用有车管所抬头的信纸），在加拿大当地翻译后可以在考完G1笔试后直接考G牌，但只有一次考G牌的机会，如果此次考G牌不能通过的话就要从考G2开始，G2通过后可以再考G牌。

如果是一年以上不到两年的驾龄可以直接考G2而不能直接考G牌，只需要在加拿大翻译国内的驾照即可而不需要车管所证明的翻译件。

一般情况是这样，不考G2直接考G牌的话，多数保险公司对直接考下G牌的司机，保险可能还会高一些（不是按部就班考下来的），对G2的保险相对要低一些。并且直接考G牌需要有国内车管所的证明，也需要翻译再花40元。

拿G1驾照直接考G牌只有一次机会，如果不能通过，还是要从G2考起，通过G2后才能再考G牌。

2.登陆加拿大后能尽快考下G牌还是很重要的，有些公司比如说涉及到经常使用车辆（客户服务，经常出现场，安装CABLE等），由于是使用公司的车辆工作，公司就会要求你有G牌，否则就无法给你这份工作，而一份工作对新移民朋友的重要性是不言自明的。

3.这是现在还在国内的朋友办好的车管所证明，请参考如下


机动车驾驶证证明

驾驶证证件号：xxxxxxxxxxxxx 姓名：xxxx
性别：男出生年月：xxxx年x月x日
准驾车型： xxxx 国籍：xx
住址：xxxxxxxxxxxxxxxxxxxxxxx
初次领证日期：xxxx年xx月xx日
有效期至： xxxx年xx月xx日止
换发有效起始日期：xxxx年xx月xx日
有效期：x年
持证人xx自xxxx年领证至今驾龄满9年


以上信息均为真实有效特此证明



xxxx公安局车辆管理所
2008, 06, 05

注：用的是当地车管所专用有抬头信纸打印，有公章。

自美国带车进加拿大需要办理的手续
http://www.riv.ca/
网上健康卡和驾照改地址见下
http://www.ontario.ca/en/services_fo.../STEL02_040172
国外或加拿大外省驾照可以直接换发安省驾照的程序
http://www.drivetest.ca/en/license/E...eciprocal.aspx
加拿大或美国驾照过期后如何RENEW
http://www.mto.gov.on.ca/english/dan.../renewal.shtml
车主证OWNERSHIP改地址,买牌照STICKER等等见如下
http://www.ontario.ca/en/services_fo.../STEL02_040172

安省汽车保险

按:  一直在注意看汽车相关的东西，为有辆车作功课，特别是最近有朋友出了车祸，贴个原版保险介绍。另外，如果在CAA注册了的话，据说200元的拖车费可以找CAA报销，另外，拖到的地方可能收你50刀停车费，所以，有的直接就拖到报废厂去了。据说，汽车保险可以办暂停。都是据说，还没实践过。

下面摘自安省保险事务委员会（ONTARIO INSURANCE COMMISSION）官方网站，中文是我的翻译 : http://www.fsco.gov.on.ca/english/insurance/auto/undautoins.asp#basicInsPolicy

What's in a Basic Automobile Insurance Policy?

基本保险
If you own a vehicle in Ontario, you are required to, at the very least, purchase the following automobile insurance coverage:
如果您在安大略有一辆机动车，下面的保险您是一定要买的：

Third-Party Liability Coverage（第三方保险）:

This section of your automobile insurance policy protects you if someone else is killed or injured, or their property is damaged. It will pay for claims as a result of lawsuits against you up to the limit of your coverage, and will pay the costs of settling the claims. By law you must carry a minimum of $200,000 in Third-Party Liability coverage. 这个保险在有其他人被撞死或者受伤或者他们的财产受损失保护你。它会支付依法裁决的您应支付的部分，最高达到您保费的限额，并且支付安置费。法律规定，您必须购买至少20万的第三者保险。

Statutory Accident Benefits Coverage（事故津贴）:

This section of your automobile insurance policy provides you with benefits if you are injured in an automobile accident, regardless of who caused the accident including supplementary medical, rehabilitation, attendant care, caregiver, non-earner and income replacement benefits. 这个保险在您在车祸中受伤时提供津贴，包括医疗补助、复原、照顾、照顾者、无收入、收入替代津贴，无论责任方是谁。

Direct Compensation - Property Damage (DC-PD) Coverage（直接损失险）:

This section of your automobile insurance policy covers damage to your vehicle or its contents, and for loss of use of your vehicle or its contents, to the extent that another person was at fault for the accident. It is called direct compensation because even though someone else causes the damage, you collect directly from your own insurer, instead of the person who caused the damage. 在车祸中其他人有责任时，这个保险赔付您的机动车的或者车内的财物的损失、以及由这些损失造成的损失。之所以叫直接损失险，因为您直接从您的保险公司得到赔偿，而不是找造成损失的人要钱。 Note: Coverage under the DC-PD section of your automobile insurance policy only applies if the following conditions are met: the accident took place in Ontario; there was at least one other vehicle involved in the accident; and at least one of the other vehicles is also insured by an insurance company that is licensed in Ontario or has signed a special agreement with FSCO to provide this coverage. If these conditions are not met, then you can make a claim on your optional Collision coverage (if you have it), whether or not you are at fault. If you don't have Collision coverage, you may be able to pursue recovery from the at-fault driver to the extent you were not-at-fault for the accident.

Uninsured Automobile Coverage（无保险车辆险）:

Protects you and your family if you are injured or killed by a hit-and-run driver or by an uninsured motorist. It also covers damage to your vehicle caused by an identified uninsured driver. 在您或者您的家人被无保险车辆撞死或撞伤时保护您，也包括您的汽车的损失。

下面是其他一些保险，据说新车要买全保，不知道除了上面基本四险还有那些。

Increasing Your Liability and Accident Benefits Coverage

提高您的可靠性和事故津贴保险覆盖面
In addition to the mandatory minimum coverages that are required by law, you may purchase higher liability limits under your Third-party Liability coverage, as well as increased Accident Benefits coverages.
Your insurance representative will be able to help you decide what level of coverage is best for you.

Increased Third-Party Liability Coverage:

While you are legally required to carry a minimum of $200,000, you may want to increase this coverage. The cost to increase your Third-Party Liability coverage to $1 million or $2 million is small in most cases.

Optional Accident Benefits Coverages:

You may also want to consider increasing your Statutory Accident Benefits coverage by buying any or all of the optional benefits listed below. Income Replacement Benefits: If you cannot work as the result of an automobile accident, you may be eligible for basic weekly income replacement benefits of up to $400. If this is not enough to cover your current after tax income level, you may want to consider buying optional income replacement benefits to increase your maximum weekly protection to $600, $800 or $1,000. Medical, Rehabilitation and Attendant Care Benefits: The standard maximum amount for medical and rehabilitation expenses, such as physiotherapy, chiropractic treatment, dental expenses, etc., is $100,000. If you are catastrophically injured, the standard maximum is $1,000,000. The standard maximum for attendant care is $72,000. If you are catastrophically injured, the standard maximum is $1,000,000. You can buy optional benefits which will cover up to $1,172,000 in additional medical, rehabilitation and attendant care expenses, and up to $3,000,000 for catastrophic injuries. Caregiver Benefits: If you are providing care full-time to dependants and can no longer provide that care as the result of an automobile accident, you may be eligible for caregiver benefits if you need to hire someone to care for your dependants. The standard maximum amount for caregiver benefits is $250 per week for one dependant, plus $50 per week for each additional dependant. If you buy optional caregiver benefits, the coverage increases to $325 per week for one dependant, plus $75 per week for each additional dependant. Dependant Care Benefits: You can only claim optional dependant care benefits if you were employed at the time of the accident, are not receiving a caregiver benefit, and have to pay for additional childcare expenses as a result of the accident. Optional dependant care benefits cover up to $75 per week for the first dependant and $25 for each additional dependant. Death and Funeral Benefits: In the event that you die as a result of an automobile accident, the standard amount which will be paid is $25,000 to your eligible spouse or same-sex partner, $10,000 for each dependant, and a maximum of $6,000 for funeral expenses. If you buy optional benefits, you can increase these amounts to $50,000 to your eligible spouse or same-sex partner, $20,000 for each dependant, and $8,000 for funeral expenses.

Before you purchase any of these coverages, check to see if you have these benefits available to you at work or elsewhere. If they are, you may not need to buy optional benefits.

Extra Coverage for Loss or Damage to Your Vehicle

In addition to the basic policy coverages you may also buy extra coverage for loss or damage to your vehicle including:

Specified Perils Coverage:

This coverage pays for losses caused by one of the following perils: fire; theft or attempted theft; lightning, windstorm, hail, or rising water; earthquake; explosion; riot or civil disturbance; falling or forced landing of an aircraft or parts of an aircraft; or the stranding, sinking, burning, derailment or collision of any kind of transport in, or upon which an insured vehicle is being carried on land or water.

Comprehensive Coverage:

This coverage pays for losses, other than those covered by Collision or Upset, including perils listed under Specified Perils, falling or flying objects, missiles and vandalism.

Collision or Upset Coverage:

This coverage pays for losses caused when an insured vehicle is involved in a collision with another object, including another vehicle, or rolls over. "Object" includes: another vehicle or a trailer that is attached to the vehicle that is covered by your insurance policy; the surface of the ground, and any object in or on the ground.

All Perils Coverage:

This combines Collision or Upset and Comprehensive coverages. In addition, it covers loss or damage caused if a person who lives in your home steals the vehicle that is covered by your insurance policy. All Perils also covers you if an employee who drives or uses, services or repairs that vehicle, steals it. For example, if you take your vehicle to a garage for repairs and an employee involved in the repair of your vehicle steals it, All Perils would cover you.

Note: A deductible may apply to all of the above coverages.

Other Optional Enhancements to Your Coverage

Additional optional enhancements, also known as policy endorsements or Ontario Policy Change Forms (OPCF), are special agreements that allow you to change, add or reduce the amount of coverage for certain situations.
The four most common policy endorsements are:

Rented or Leased Vehicles (OPCF 5):

This endorsement extends coverage to a vehicle that you drive, but that is owned by a leasing company.

Loss of Vehicle Use (OPCF 20):

This coverage covers the cost of a rental vehicle while your vehicle is being replaced or repaired, if the damage or loss is caused by a peril for which you are insured.

Liability for Damage to Non-Owned Automobile(s) (OPCF 27):

This endorsement provides physical damage coverage to vehicles that you may operate but do not personally own – such as a vehicle that you have rented or borrowed – subject to a deductible.

Removing Depreciation Deduction (OPCF 43):

This coverage removes the insurer's right to deduct depreciation from the value of your vehicle when settling a claim for loss or damage caused by a peril for which you are insured.

Family Protection Coverage (OPCF 44R):

This coverage protects you, or an eligible member of your family, to the same limits as your Third-Party Liability coverage if you are involved in an automobile accident where you are not at fault, with someone who carries less insurance, no insurance, or is an unidentified driver (e.g., hit and run).

Please keep in mind that these are only some of the many policy endorsements available for purchase. Ask your broker, agent or insurance company which policy endorsements would benefit you.
下面是两个官方网址:
<汽車保險消費者權利法案>
http://www.fsco.gov.on.ca/english/pubs/consumerbrochures/Bill_of_Rights_Chinese.pdf
这是关于保险的:
http://www.fsco.gov.on.ca/english/insurance/